Panel Clinic Johor Bahru — 8 Insurance Panels Accepted
Klinik Muhibbah is a registered panel clinic accepting 8 insurance and corporate benefit programmes. Enjoy cashless claims for your outpatient medical needs.
Walk-in welcome | Mon–Sat 9 AM – 10 PM | Sun 9 AM – 1 PM
Our Insurance Panels
MAY BANK (ETIQA)
InsuranceOne of Malaysia's largest insurance providers. ETIQA panel coverage is commonly provided by employers in Johor Bahru through Maybank Group.
How to claim: Present your ETIQA member card at reception. Cashless claims processed on the spot for covered services.
eBen Assist
Corporate BenefitsEmployee benefits management platform providing managed care and panel clinic services for corporate clients across Malaysia.
How to claim: Show your eBen Assist employee card or digital pass. Claims are verified electronically in real time.
HEALTH CONNECT
TPAThird-party administrator (TPA) managing healthcare benefits for companies in Johor and across Malaysia.
How to claim: Bring your Health Connect card and employee ID. Pre-authorisation may be required for certain procedures.
TERRAGON ENGINEERING
Corporate PanelCorporate panel arrangement with Terragon Engineering for employee healthcare services in the Pasir Gudang industrial area.
How to claim: Present employee ID and Terragon authorisation letter. All standard GP services are covered.
TORISHIMA
Corporate PanelPanel clinic arrangement with Torishima Engineering for their employees working in the Pasir Gudang and Masai industrial zones.
How to claim: Present Torishima employee ID. Standard outpatient treatment and basic investigations are covered.
MADANI
Government ProgrammeGovernment-linked healthcare programme providing subsidised medical care for eligible Malaysian citizens.
How to claim: Bring your MyKad and MADANI eligibility card. Verification is done during registration.
MEDNEFITS
Digital BenefitsLeading digital employee benefits platform in Southeast Asia. Widely used by SMEs and startups for outpatient medical benefits.
How to claim: Open the Mednefits app and show your digital pass at reception. Claims are processed instantly via the app.
IHP Singapore
Cross-Border InsuranceIntegrated Health Plans (IHP) from Singapore providing cross-border healthcare coverage for Singaporean employees working in or visiting Johor Bahru.
How to claim: Present your IHP member card and passport/MyKad. Pre-authorisation may be required for non-emergency visits.
How Cashless Panel Claims Work
Show Your Card
Present your insurance or panel card at our reception counter
Verification
Our staff verifies your coverage electronically in real time
See the Doctor
Receive treatment — same quality care as all patients
Sign & Go
Sign the claim form. Pay only uncovered items, if any
Documents Required for Panel Claims
Physical card or digital pass (e.g., Mednefits app)
For identity verification
Required for corporate panels (Terragon, Torishima)
If required by your insurer for specific procedures
If this is a follow-up visit for an ongoing condition
Frequently Asked Questions
Which insurance panels does Klinik Muhibbah accept?▼
How do cashless claims work at Klinik Muhibbah?▼
What if my insurance is not on the panel list?▼
Do panel patients get the same services as cash patients?▼
Can I use my company panel for blood tests and health screening?▼
Does MEDNEFITS work at Klinik Muhibbah?▼
Have Insurance? Walk In for Cashless Treatment
No. 62, Jalan Kiambang, Taman Bunga Raya, 81700 Masai, Johor
Open Mon-Sat 9AM-10PM | Sun 9AM-1PM | 8 Panels Accepted